Modern health insurance for dual income families Healia is a Y Combinator backed company that’s reinventing health insurance for dual income families. Our product, the Total Care Option (TCO), allows companies to pay for the out of pocket costs of any employee that enrolls in their spouse's health insurance plan. This saves our customers $10k per enrolled family while providing an *incredible* employee perk: 100% coverage of health costs. We handle setup, employee education, and claims reimbursement. Our technology can even help employees who don't have a spouse understand their insurance options better. To learn more, check us out at [https://healiahealth.com](https://healiahealth.com/).